Access to Capital Services

Navigating COVID-19 Services and Resources


Grow your business with a financial plan.

The Access to Capital Program helps business owners achieve their business goals by providing capital preparation services, business financial education and direct lending.

Business Financial Education

Learn how to read financial statements to better manage your business

Learn how to prepare financial projections

Receive guidance on the right types of capital available to you to meet your business goals

Capital Preparation Services

  • Learn what documentation is required and why they are necessary for your loan application
  • Evaluate your options and determine potential sources of capital
  • Be directly connected to lenders who will most likely fund your request for capital
  • Assistance with document preparation for loan applications and investment opportunities

Glossary of Business Financial Terms
Access to Capital Informational Flyer
Kiva Informational Flyer

Direct Lending

  • WBDC originated loans up to $50,000 for established businesses and $25,000 for startups
  • Repayment terms from one to five years
  • Financing available for equipment purchases, inventory, supplies, or working capital
  • No application fee
  • No prepayment penalty

Click here for more information on our Direct Lending Program.

Chicago Kiva Hub

What is Kiva US? Unlike funding from traditional lenders, other microlenders, or other crowdfunding platforms, Kiva US offers loans ranging from $1,000 to $15,000 that are 0% interest and $0 in fees. At Kiva, loans are not just about money — they are a way to create connections and relationships. When a Kiva loan enables someone to grow a business and create opportunities for themselves, it creates opportunities for others as well.

Questions? Connect with our the Capital Access Manager, Gabriella Bomben –

 Additional Training and Events

  • Online on demand training, as well as webinars
  • WBDC templates and resources
  • Learn and network with peers

Check out our Calendar

Schedule an appointment today! Email or call 312-853-3477, ext.100.

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Direct Lending Program

Download WBDC Direct Loan Application

SBIF Grants

Small Business Improvement Fund (SBIF)

APR Calculator

Annual Percentage Rate (APR) Calculator

Simple Guide to Your Company’s Financial Statements

Understanding your financial standing

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